Personal Accident

Arranging a Personal Accident policy will give you peace of mind that your loved ones will have financial security if you die or are seriously injured as a result of an accident. It will provide a guaranteed lump sum on proof that an event specified by the terms of the policy has happened. The funds will help your dependants’ clear debts; replace lost income; continue to pay for education and fund their living costs.

Insured events will include accidental death as well as permanent or temporary disability as a result of an accident; loss of an eye, limb or hearing or disappearance resulting in the court issuing a certificate of death.

Exclusion such as suicide, war and nuclear risk or sporting injuries will apply to personal accident insurance, so it is important to read all the terms and conditions of the policy and compare benefits and exclusions as well as price when making your buying decision.

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